My credit score was poor, TRANSUNION (488), EQUIFAX (494). I also had so many negative items, collections, hard inquiries, late payments, charge offs and eviction, as a result of this, the loan I applied for was rejected. A realtor who has been using JEFFCLOUD CREDIT SOLUTION recommended them. They helped me erase all the negative items and boosted my score to 782, and 787, just in 11days. Contact them via email [email protected].